Mental health issues and money: kindness is not good enough

For Andrew Dickens, the problems started as soon as he was old enough to get credit. “I was terrible with money,” he says. “And it was the late 90s and credit was dished out like sweets.” After leaving university, he would frequently build up debt on credit cards to fund his lifestyle, before being offered consolidation loans to bring the balance to zero. “And off you go again.” He was even given a £10,000 consolidation loan by a bank when “they knew I was unemployed”….

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